State Bank of India
IFSC & BRANCH FINDER
Total Branches
23,085+
States Presence
36
HEADQUARTERS
Mumbai, Maharashtra
FOUNDED
1 July 1955
CUSTOMER CARE
1800 1234
OFFICIAL TAGLINE
The Banker to Every Indian
Missed Call Banking & Support
Check Bank Balance
Give a missed call from your registered mobile
9223766666
Missed Call Number
24/7 Customer Care
Call for queries, complaints, or blocking cards
1800 1234
Toll-Free Helpline
01
Register Mobile
Ensure your number is registered with your bank account for SMS banking.
02
Give Missed Call
Dial the number above. The call will disconnect automatically after 1-2 rings.
03
Get SMS
You will receive an SMS with your current balance details within seconds.
Best Credit Cards for You
SBI Cashback Credit Card
- 5% Cashback On Every Online Purchase
- No Merchant Restrictions For Online Shopping
- 1% Cashback On Offline Transactions
Quick Approval
SBI Simply Click Credit Card
- 2.5% Back On Amazon, BMS, Cleartrip & More
- 1.25% Back On All Other Online Spends
- Welcome Benefit: ₹500 Amazon Voucher
Quick Approval
SBI Flipkart Credit Card
- No Joining Fee - Till 15th May 2026
- 5% Cashback On Flipkart & 12% On Cleartrip
- 7.5% Cashback On Myntra Spends
Quick Approval
Safety & Transparency
Disclaimer: We provide information for educational purposes. All credit card approvals and terms are at the sole discretion of State Bank of India. Some links on this page are affiliate links, and we may earn a commission if you apply. Please read the official Bank Terms & Conditions before submitting any application.
Current Loan Rates
Instant Approval & Flexible EMI Options
Last Updated: April 2026
HEURISTIC ESTIMATE FOR State Bank of India PURPOSES ONLY. NO DATA IS SHARED WITH BUREAUS. FOR OFFICIAL CREDIT REPORTS, VISIT THE CIBIL OFFICIAL PORTAL.
Loan Guidance & Smart Borrowing
Everything you need to know before applying for a loan at State Bank of India
Eligibility Criteria
To apply for a loan at State Bank of India, you typically need a stable income source, age between 21-65 years, and a good track record of past repayments.
Credit Score Impact
A CIBIL score of 750 or above helps you unlock special interest rate discounts and ensures your loan application is processed instantly.
Required Documents
Keep your PAN, Aadhaar, salary slips, and last 6 months bank statements ready for a hassle-free digital verification process.
Floating vs Fixed
Choose between interest rate types at State Bank of India. Floating rates change with market trends, while Fixed rates keep your EMI constant throughout.
Repayment Tenure
Home loans offer up to 30 years, while personal loans usually range from 1-5 years. Choose a tenure that fits your monthly budget.
Hidden Charges
Check for processing fees (usually 0.5% - 2%), foreclosure charges, and late payment penalties to avoid surprises later.
Expert Advice for State Bank of India Applicants
"SBI offers special interest rate concessions for women borrowers and YONO app users. For Home Loans, explore the "SBI Maxgain" variant to optimize interest savings."
Verified Advisory 2026
Loan Queries? We Have Answers
Expert Loan Advisory for State Bank of India Customers
Q. What is the lowest interest rate for State Bank of India home loans?
Home loan rates at State Bank of India currently start from around 8.40%, depending on your credit score and loan amount.
Q. Does State Bank of India charge processing fees for personal loans?
Yes, there is usually a processing fee of 1% to 2% of the loan amount, but this can be waived during festive offers.
Q. Can I prepay my State Bank of India car loan?
Yes, you can prepay your loan after a lock-in period, although foreclosure charges may apply depending on the specific loan agreement.
Q. How long does State Bank of India take to disburse a loan?
For pre-approved customers, it can be instant. For others, it usually takes 3-7 working days after all documents are verified.
Note: For any queries, please double-check from your bank account.
Direct Search Portal
Search all Indian bank branches, branch details and locations instantly.
Our data is sourced directly from verified bank records to ensure fund safety and transaction accuracy.
Explore by State
Select a state to see all branches
MAHARASHTRA
3,509 Branches
UTTAR PRADESH
3,070 Branches
TAMIL NADU
2,793 Branches
ANDHRA PRADESH
2,401 Branches
GUJARAT
1,778 Branches
WEST BENGAL
1,385 Branches
MADHYA PRADESH
1,039 Branches
BIHAR
900 Branches
ODISHA
831 Branches
KARNATAKA
831 Branches
PUNJAB
531 Branches
ASSAM
485 Branches
JHARKHAND
485 Branches
CHANDIGARH
462 Branches
HARYANA
462 Branches
UTTARAKHAND
439 Branches
DELHI
300 Branches
KERALA
277 Branches
HIMACHAL PRADESH
231 Branches
CHHATTISGARH
208 Branches
RAJASTHAN
185 Branches
GOA
162 Branches
TRIPURA
69 Branches
NAGALAND
46 Branches
Everything you need to know about State Bank of India Banking
INSTANT VERIFICATION
Our system uses official RBI-updated datasets to ensure you get the right IFSC every time. Verify before you transfer to ensure fund safety.
PRECISE LOCATIONS
Get exact map coordinates and addresses for all State Bank of India branches. We provide integrated Google Maps links for easy navigation.
State Bank of India (SBI) is a Fortune 500 company and the largest public sector bank in India, headquartered in Mumbai. It has a rich heritage dating back to the Bank of Calcutta in 1806.
About State Bank of India IFSC
The Indian Financial System Code (IFSC) for State Bank of India consists of 11 characters. The first four characters represent the bank name (SBIN), the fifth character is always '0' (reserved for future use), and the last six characters identify the unique branch location.
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