Bank of Baroda
IFSC & BRANCH FINDER
Total Branches
8,200+
States Presence
36
HEADQUARTERS
Vadodara, Gujarat
FOUNDED
1908
CUSTOMER CARE
1800 5700
OFFICIAL TAGLINE
India's International Bank
Missed Call Banking & Support
Check Bank Balance
Give a missed call from your registered mobile
8468001111
Missed Call Number
24/7 Customer Care
Call for queries, complaints, or blocking cards
1800 5700
Toll-Free Helpline
01
Register Mobile
Ensure your number is registered with your bank account for SMS banking.
02
Give Missed Call
Dial the number above. The call will disconnect automatically after 1-2 rings.
03
Get SMS
You will receive an SMS with your current balance details within seconds.
Best Credit Cards for You
BOB Eterna Credit Card
- Lifetime FREE Card
- Get 15 Reward Points On Every ₹100 Spent
- Unlimited Complimentary Airport Lounge Access
Quick Approval
BOB Cashback Credit Card
- 5% Cashback On All Online Spends
- 1% Cashback On Offline Purchases
- Flexible Membership Pricing
Quick Approval
Safety & Transparency
Disclaimer: We provide information for educational purposes. All credit card approvals and terms are at the sole discretion of Bank of Baroda. Some links on this page are affiliate links, and we may earn a commission if you apply. Please read the official Bank Terms & Conditions before submitting any application.
Current Loan Rates
Instant Approval & Flexible EMI Options
Last Updated: April 2026
HEURISTIC ESTIMATE FOR Bank of Baroda PURPOSES ONLY. NO DATA IS SHARED WITH BUREAUS. FOR OFFICIAL CREDIT REPORTS, VISIT THE CIBIL OFFICIAL PORTAL.
Loan Guidance & Smart Borrowing
Everything you need to know before applying for a loan at Bank of Baroda
Eligibility Criteria
To apply for a loan at Bank of Baroda, you typically need a stable income source, age between 21-65 years, and a good track record of past repayments.
Credit Score Impact
A CIBIL score of 750 or above helps you unlock special interest rate discounts and ensures your loan application is processed instantly.
Required Documents
Keep your PAN, Aadhaar, salary slips, and last 6 months bank statements ready for a hassle-free digital verification process.
Floating vs Fixed
Choose between interest rate types at Bank of Baroda. Floating rates change with market trends, while Fixed rates keep your EMI constant throughout.
Repayment Tenure
Home loans offer up to 30 years, while personal loans usually range from 1-5 years. Choose a tenure that fits your monthly budget.
Hidden Charges
Check for processing fees (usually 0.5% - 2%), foreclosure charges, and late payment penalties to avoid surprises later.
Expert Advice for Bank of Baroda Applicants
"Bank of Baroda offers lower interest rates for home loans linked to CIBIL scores. Applicants with a score of 771+ can get the best possible ROI."
Verified Advisory 2026
Loan Queries? We Have Answers
Expert Loan Advisory for Bank of Baroda Customers
Q. What is the lowest interest rate for Bank of Baroda home loans?
Home loan rates at Bank of Baroda currently start from around 8.40%, depending on your credit score and loan amount.
Q. Does Bank of Baroda charge processing fees for personal loans?
Yes, there is usually a processing fee of 1% to 2% of the loan amount, but this can be waived during festive offers.
Q. Can I prepay my Bank of Baroda car loan?
Yes, you can prepay your loan after a lock-in period, although foreclosure charges may apply depending on the specific loan agreement.
Q. How long does Bank of Baroda take to disburse a loan?
For pre-approved customers, it can be instant. For others, it usually takes 3-7 working days after all documents are verified.
Note: For any queries, please double-check from your bank account.
Direct Search Portal
Search all Indian bank branches, branch details and locations instantly.
Our data is sourced directly from verified bank records to ensure fund safety and transaction accuracy.
Explore by State
Select a state to see all branches
UTTAR PRADESH
1,952 Branches
GUJARAT
1,246 Branches
RAJASTHAN
959 Branches
MAHARASHTRA
615 Branches
WEST BENGAL
484 Branches
BIHAR
467 Branches
MADHYA PRADESH
369 Branches
ODISHA
320 Branches
ANDHRA PRADESH
238 Branches
KARNATAKA
205 Branches
TAMIL NADU
189 Branches
UTTARAKHAND
189 Branches
CHANDIGARH
180 Branches
JHARKHAND
139 Branches
PUNJAB
115 Branches
DELHI
115 Branches
HARYANA
107 Branches
KERALA
82 Branches
GOA
82 Branches
ASSAM
74 Branches
CHHATTISGARH
25 Branches
TELANGANA
16 Branches
TRIPURA
8 Branches
MIZORAM
8 Branches
Everything you need to know about Bank of Baroda Banking
INSTANT VERIFICATION
Our system uses official RBI-updated datasets to ensure you get the right IFSC every time. Verify before you transfer to ensure fund safety.
PRECISE LOCATIONS
Get exact map coordinates and addresses for all Bank of Baroda branches. We provide integrated Google Maps links for easy navigation.
Bank of Baroda (BoB) is an Indian public sector bank headquartered in Vadodara, Gujarat. It is the second largest public sector bank in India, after the State Bank of India, with 132 million customers and a global presence.
About Bank of Baroda IFSC
The Indian Financial System Code (IFSC) for Bank of Baroda consists of 11 characters. The first four characters represent the bank name (BARB), the fifth character is always '0' (reserved for future use), and the last six characters identify the unique branch location.
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