Bank of Maharashtra
IFSC & BRANCH FINDER
Total Branches
2,641
States Presence
36
HEADQUARTERS
Pune, Maharashtra
FOUNDED
1935
CUSTOMER CARE
1800 233 4526
OFFICIAL TAGLINE
One Family One Bank
Missed Call Banking & Support
Check Bank Balance
Give a missed call from your registered mobile
9833335555
Missed Call Number
24/7 Customer Care
Call for queries, complaints, or blocking cards
1800 233 4526
Toll-Free Helpline
01
Register Mobile
Ensure your number is registered with your bank account for SMS banking.
02
Give Missed Call
Dial the number above. The call will disconnect automatically after 1-2 rings.
03
Get SMS
You will receive an SMS with your current balance details within seconds.
Current Loan Rates
Instant Approval & Flexible EMI Options
Last Updated: April 2026
HEURISTIC ESTIMATE FOR Bank of Maharashtra PURPOSES ONLY. NO DATA IS SHARED WITH BUREAUS. FOR OFFICIAL CREDIT REPORTS, VISIT THE CIBIL OFFICIAL PORTAL.
Loan Guidance & Smart Borrowing
Everything you need to know before applying for a loan at Bank of Maharashtra
Eligibility Criteria
To apply for a loan at Bank of Maharashtra, you typically need a stable income source, age between 21-65 years, and a good track record of past repayments.
Credit Score Impact
A CIBIL score of 750 or above helps you unlock special interest rate discounts and ensures your loan application is processed instantly.
Required Documents
Keep your PAN, Aadhaar, salary slips, and last 6 months bank statements ready for a hassle-free digital verification process.
Floating vs Fixed
Choose between interest rate types at Bank of Maharashtra. Floating rates change with market trends, while Fixed rates keep your EMI constant throughout.
Repayment Tenure
Home loans offer up to 30 years, while personal loans usually range from 1-5 years. Choose a tenure that fits your monthly budget.
Hidden Charges
Check for processing fees (usually 0.5% - 2%), foreclosure charges, and late payment penalties to avoid surprises later.
Expert Advice for Bank of Maharashtra Applicants
"Bank of Maharashtra offers "Maha Super Home Loan" with one of the lowest interest rates in the public sector. They also provide special concessions for solar equipment financing."
Verified Advisory 2026
Loan Queries? We Have Answers
Expert Loan Advisory for Bank of Maharashtra Customers
Q. What is the lowest interest rate for Bank of Maharashtra home loans?
Home loan rates at Bank of Maharashtra currently start from around 8.40%, depending on your credit score and loan amount.
Q. Does Bank of Maharashtra charge processing fees for personal loans?
Yes, there is usually a processing fee of 1% to 2% of the loan amount, but this can be waived during festive offers.
Q. Can I prepay my Bank of Maharashtra car loan?
Yes, you can prepay your loan after a lock-in period, although foreclosure charges may apply depending on the specific loan agreement.
Q. How long does Bank of Maharashtra take to disburse a loan?
For pre-approved customers, it can be instant. For others, it usually takes 3-7 working days after all documents are verified.
Note: For any queries, please double-check from your bank account.
Direct Search Portal
Search all Indian bank branches, branch details and locations instantly.
Our data is sourced directly from verified bank records to ensure fund safety and transaction accuracy.
Explore by State
Select a state to see all branches
MAHARASHTRA
1,962 Branches
MADHYA PRADESH
235 Branches
KARNATAKA
90 Branches
GUJARAT
82 Branches
ANDHRA PRADESH
53 Branches
TAMIL NADU
32 Branches
DELHI
32 Branches
WEST BENGAL
24 Branches
CHHATTISGARH
21 Branches
UTTAR PRADESH
21 Branches
GOA
18 Branches
RAJASTHAN
16 Branches
CHANDIGARH
13 Branches
HARYANA
13 Branches
PUNJAB
13 Branches
KERALA
8 Branches
PUDUCHERRY
3 Branches
BIHAR
3 Branches
UTTARAKHAND
3 Branches
Everything you need to know about Bank of Maharashtra Banking
INSTANT VERIFICATION
Our system uses official RBI-updated datasets to ensure you get the right IFSC every time. Verify before you transfer to ensure fund safety.
PRECISE LOCATIONS
Get exact map coordinates and addresses for all Bank of Maharashtra branches. We provide integrated Google Maps links for easy navigation.
Bank of Maharashtra is a premier public sector bank in India, known for its extensive network and customer-centric loan products.
About Bank of Maharashtra IFSC
The Indian Financial System Code (IFSC) for Bank of Maharashtra consists of 11 characters. The first four characters represent the bank name (MAHB), the fifth character is always '0' (reserved for future use), and the last six characters identify the unique branch location.
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